When I built my home desktop five years ago my AMD M4A88TD-V motherboard had 4x2GB GSkill DDR3 RAM. When I would click on Computer->Properties, it would say 8GB installed, 7GB usable.
Tonight I upgraded memory to 4x8GB GSkill DDR3 SDRAM.
When I power up 64-bit Windows 7 and click on Computer->Properties, it says 32GB installed but only 16GB usable.
Is this a limitation of my motherboard? Or is there a BIOS setting that I need to change? (I'll check memory remapping per this answer.)